US Bank Accounts for Wholesalers

Upgrade your
business banking

US bank accounts built for international businesses. Compliant USDT payments, Business credit cards.

$1M insurance
FinCEN Registered MSB
Same-day settlement
As covered by

Traditional banks weren't built for you

Without Shield

Account closed without warning
3-5 day wire delays
No crypto payment options
Denied for business credit
Compliance nightmares

With Shield

Account built for your business
Send/receive wires in 30 seconds
USDT & stablecoin payments
Business credit cards approved
FinCEN registered, fully compliant
$1M
Insurance
0%
FX Hidden Fees
$400M+
In Transactions
100+
Countries Served

Simple Process

Up and running in 24 hours

01

Apply Online

Fill out a short application with your business details. No branch visits, no appointment needed.

02

Verify Your Business

Upload your business documents. Our compliance team reviews in hours, not weeks.

03

Get Your Account

Receive your US routing and account number. Start sending and receiving money immediately.

Compliance & Trust

Our team is certified by

ACFCS
NW3C
NACHA
ACFE

Our Products

The complete financial toolkit

Three products, purpose-built for international wholesale businesses.

Payments

USDT Payments

Send compliant stablecoin payments to suppliers anywhere in the world. Your payment leaves as USDT and arrives as USD — same day, every time.

Same-day settlement0% FX spread150+ countriesFinCEN compliant
Learn about USDT payments
USDT Payments

Banking

Virtual US Bank Accounts

Get real US routing and account numbers in 24 hours — no US address, no branch visits. Manage wire transfers, ACH payments, and multi-currency flows all in one place.

Approved in 24 hoursReal routing numbers$1M FDIC insured
Learn about virtual accounts
Virtual US Bank Accounts

Credit

Business credit cards

Built for trade businesses. Apply in minutes to access higher credit limits, cashback, and decisions based on your company's revenue—not personal credit scores.

5-7 figure limitsSame-day decisionsNo impact on credit scoreVirtual + physical cards
Learn about credit cards
Business credit cards

Get Started Today

Stop losing business to broken banking

Join international wholesalers and distributors who trust Shield to keep their money moving.

$1M insurance
FinCEN Registered MSB
Same-day settlement
Get in Touch

Talk to a Shield representative

Real humans. Fast responses. We answer every message.

Book a 30-min call

Mon–Fri, 10:00 AM – 2:00 PM EST

1Pick a date
2Pick a time (EST)
3Phone number
Bank with Shield — US Bank Accounts for International Wholesalers